Digital Deposit

Digital Deposit

Now you can securely and digitally deposit your earnest money on a home purchase.

Our team of local experts is ready to guide you through the home-buying process. We are committed to fast, professional and courteous service to help you feel at ease throughout the transaction.
Our licensed and trained agents specialize in the Middle Tennessee real estate market and are fully prepared to find you the right home and get the best price.

FAQs

Is Payload Keybox secure?

We are a PCI Level 1 certified platform meaning we abide by and are certified for the highest level of data security in the industry. All financial information is securely transferred via end-to-end encryption from your device to our PCI certified vault. Our platform undergoes rigorous penetration and vulnerability testing and scanning, and we develop proprietary machine learning and risk monitoring systems to keep you safe. Payment fraud and data theft pose an ever increasing threat to real estate organizations. Payload Keybox has passed the payment industry's most rigorous security and compliance tests, eliminating these risks for you.

Safer than a check payment?

Personal checks contain several sensitive data points: bank institution, account number, routing number, home address, name, and signature. A simple image of this check can lead to fradulent activit, such as unauthorized spending or identity theft. Payload Keybox does not store any customer sensitive information, and all account number information is bank-level encrypted at the moment of payment, eliminating the threat of stolen data.

Wire fraud continues to be a growing threat, and the process typically involves a homebuyer being given false wire instructions, usually via email. Once a payment is executed, wire transfers are irrevocable, resulting in a total loss. Payload Keybox eliminates the risk of loss by leveraging the inherent protections of WEB initiated ACH transfers. ACH transfers are limited to United States bank accounts and all transactions are fully traceable. If a fraudster was able to trick a homebuyer into making this ACH payment to a fraudulent account, the payment can simply be reversed.

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